The Identity and Beyond Blog

ICOs, also known as “token sales,” are relatively new fundraising phenomena used to launch new companies or fund a development project. According to ICOStats, nearly $2.3 billion has been raised in 2017 in ICOs. This amount eclipses the amount of money raised by early stage venture capital (VC) funding for internet companies. This type of…

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. But, as bad as this breach was, there’s a larger concern. Given how much personally…

Banking and financial technology professionals came together in a big way at FinovateSpring in San Jose last month. Conversations spanned from payments to security and companies presented many innovative solutions to help the finance services industry address the digital transformation that is impacting the industry in every way imaginable. For our part, Jumio was proud…

There is no bigger demographic right now than the ‘mighty Millennials.’ Yes, they have surpassed the baby boomers in sheer numbers and will likely surpass them in buying power if they haven’t already. They are digital natives and expect their smartphone to be a fully operational personal bank. The unique characteristics of this demographic demand…

Recently we released the results from our global survey of more than 700 millennials about their mobile banking experiences. 92% of respondents confirmed they use their devices for mobile banking more than other services including on-line shopping. In addition, many also revealed key complaints that need to be addressed in order to satisfy this crowd…

Fighting Fraud and Delighting Travelers – Every Step of the Way The travel industry is continually challenged to create faster and more intuitive mobile experiences that are both secure and convenient for travelers. With the help of digital ID scanning and verification, customers and businesses experience far-reaching benefits. Travelers can avoid standing in long lines to get an airline boarding pass and…

Online gaming operators are preparing for an exceptionally busy sports year, and mobile is a critical piece of the puzzle. As Euro2016 and the Summer Olympics add to the annual mix of football, rugby and tennis events happening globally, gaming operators are devising their ambitious multi-channel strategies, with a focus on mobile. At a recent…

During the two days at Travel Technology Europe we tried to do more than just exhibit, with our little stand and pop-up displays; we took the time to speak with and listen to the pain points and success stories of our clients and prospects. From start-ups browsing for the latest technologies to established travel operators…

Digital bankers and retailers have long been aware of the growing strength of mobile devices as the to-hand platform of choice for consumers. This was confirmed this week with news that mobile commerce was growing 300% faster than e-commerce. This is testimony to the ubiquity of smartphones and tablets worldwide. It’s a truly global phenomenon…

If traditional financial institutions haven’t yet felt the shift in consumer power, they will soon, and the shift is going to be fast, hard, and driven by Millennials. Millennials make up 1/3 of the global population, and over 80 million of them live in the US. By 2017, U.S. Millennials are expected to spend $200…

According to IBM, as many as 16.6% of online sales transactions during Q4 of 2013 were made on a mobile device. In addition, online holiday purchases accounted for $95.7 billion of the $601.8 billion total spent, reported the National Retail Federation (NRF). Watch our new, pre-recorded webinar, Taking Mobile Commerce to the Next Level and…

Paym, the UK’s new mobile payments service, is now available to 30million people across the UK. Instead of using account numbers and sort codes, you can now send cash to family and friends via a mobile phone number. There are also plans for you to be able to send money to businesses and it could…